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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q63-Q68):

NEW QUESTION # 63
If segmentation is being used to reduce the scope of a PCI DSS assessment, the assessor will?

A. Verify the segmentation controls allow only necessary traffic into the cardholder data environment.
B. Verify that approved devices and applications are used for the segmentation controls.
C. Verify the controls used for segmentation are configured properly and functioning as intended.
D. Verify the payment card brands have approved the segmentation.

Answer: C

Explanation:
PCI DSS clearly states inRequirement 11.4.5and in theScoping Guidancethat if segmentation is used, the assessor must verify thesegmentation is effective- meaning it must be technically and operationally validated to ensure that it properly isolates the Cardholder Data Environment (CDE) from out-of-scope networks.
* Option A:Too narrow. While allowing only necessary traffic is important, the verification involves more than that.
* Option B:Incorrect. Payment brands do not "approve" segmentation.
* Option C:Incorrect. PCI DSS focuses on effectiveness, not brand-specific device use.
* Option D:Correct. Assessor must ensure that segmentation controls areproperly configured and function as intended.

NEW QUESTION # 64
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?

A. Settlement
B. Authorization
C. Clearing
D. Chargeback

Answer: A

Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".

NEW QUESTION # 65
Which of the following parties is responsible for completion of the Controls Matrix for the Customized Approach?

A. Either a QSA, AQSA, or PCIP.
B. Only a Qualified Security Assessor (QSA).
C. Card brands or acquirer.
D. Entity being assessed.

Answer: D

Explanation:
UnderAppendix D - Customized Approach, it is clearly stated that theentity is responsiblefor completing theControls Matrixand theTargeted Risk Analysis (TRA). The assessor may assist in completion, but accountability for content lies with the entity.
* Option A:Incorrect. QSAs may assist but are not solely responsible.
* Option B:Incorrect. This overstates who is responsible; only the entity is ultimately accountable.
* Option C:Correct. The entity being assessed is responsible for completing the Controls Matrix and TRA.
* Option D:Incorrect. Card brands or acquirers are not involved in document creation.
Reference:PCI DSS v4.0.1 - Appendix D: Customized Approach (D.2, D.4).

NEW QUESTION # 66
Which scenario meets PCI DSS requirements for critical systems to have correct and consistent time?

A. Central time servers receive time signals from specific, approved external sources.
B. Access to time configuration settings is available to all users of the system.
C. Each internal system peers directly with an external source to ensure accuracy of time updates.
D. Each internal system is configured to be its own time server.

Answer: A

Explanation:
PerRequirement 10.6.1, PCI DSS mandates that time-synchronization technology be used, andsystems must be synchronized to a central time serverthat itself receives time from an approved external source. This ensures logs can be accurately correlated.
* Option A:Incorrect. Time inconsistency arises if each system operates independently.
* Option B:Incorrect. Time configuration must berestricted to authorised personnel only.
* Option C:Correct. Time should be sourced from a centralised server which is in sync with reliable external sources.
* Option D:Incorrect. Each system peering independently can cause inconsistencies.

NEW QUESTION # 67
Which statement about PAN is true?

A. It does not require protection for transmission over public wireless networks.
B. It must be protected with strong cryptography for transmission over private wireless networks.
C. It must be protected with strong cryptography tor transmission over private wired networks.
D. It does not require protection for transmission over public wired networks.

Answer: B

Explanation:
PAN Transmission Protection
* PCI DSS Requirement 4.1 mandates strong cryptography for PAN during transmission over both public and private wireless networks to prevent unauthorized interception.
Incorrect Options
* Options B and D: PAN protection is not required for private wired networks.
* Option C: PAN must be protected during transmission over public wireless networks.

NEW QUESTION # 68
......

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